Why using an independent mortgage adviser can make all the difference

When you purchase a house, for most of us the process involves either changing or taking out a mortgage. We understand there are options out there. You could go to the bank where you have your current account, or you could even hit a few websites and give it a go yourself. 


We wouldn’t recommend either of those options. We would always advise our clients to speak to an independent mortgage adviser. They are experts and they have no restrictions within the market, giving you the best chance of getting a great deal. 


We’re often asked, who would you recommend. 


Introducing Trust Financial Solutions aka Anthea and Zoe…… 
We would love to introduce you to Trust Financial Solutions, one of our mortgage advisers that we work with. As you know Joe Wood Property Team is a father and son (or should that be son and father?) team. Trust Financial Solutions is a mother-and-daughter team. Sharing our values and ethos they are the perfect match for Joe Wood Property Team. 


Anthea is the Director and founder of Trust Financial Solutions. After getting divorced, Anthea realised the High Street wouldn’t give her a mortgage. “It was a case of computer says no,” explains Anthea. “I didn’t tick enough boxes so couldn’t get the mortgage I needed to start again. I decided to train as a mortgage adviser. A few years later, after gaining some experience I started my own business. I wanted to help those who didn’t fit a standard form, and support those who may find it all overwhelming and confusing”. And 21 years later, Anthea is doing exactly that.


Anthea was joined by her daughter Zoe in 2018. Zoe has learnt the business from the ground up and is now CeMAP qualified, helping clients with mortgage and home insurance. 
Based on the Suffolk/Essex border, Anthea and Zoe focus on providing jargon-free mortgage advice, and expert advice on protection insurance available from a panel of well-known insurers. 


Because of their expertise and experience, we asked them to explain why using a mortgage adviser who searches the whole mortgage market should be your first choice. Here’s what they said. 


Why use an independent mortgage adviser? 
Personal Service and Excellent Customer Care 


You receive a tailored, personal service, that fits with your life, your circumstances and your way of doing things. Whether that means virtual meetings, telephone calls, face-to-face meetings, emails or even letters. It is all about you, and making it as easy as possible for you. 


As independent mortgage advisers, we get to know our clients – and you speak to the same person every time you call them. No call centres. 
 
Similar approach to Joe Wood Property Team 
In the same way, Joe Wood Property Team base their service on building a personal relationship, we take the same approach. We treat each client as an individual, listening and getting to understand your needs. We like nothing better than a challenge reflected in Anthea’s catchphrase of “If anyone can, Anthea can”! We pride ourselves on finding the ideal solution whatever the challenge. 


Whole market 
“Because we offer a comprehensive range of mortgages from across the market, whether banks or building societies, (some of which could be unknown to you) we can search and track a comprehensive panel of lenders and access a world of financial opportunities; helping our clients to make an informed decision on the best route to take,” explains Anthea. 
This means a better chance of getting the money you need at a price you can afford. 


Quality Service 
Always make sure your mortgage adviser is part of the Financial Conduct Authority. This will mean they are monitored and operating within the stringent legal requirements needed. 


What benefits do you get using an independent mortgage adviser? 
We will save you time. We know which lenders suit YOUR requirements and are more likely to offer you a mortgage. You don’t need to spend hours on different websites, unsure of what you are comparing and what the jargon means. We listen to your needs and explain the best options. 


We will save you money. We have access to a comprehensive mortgage market and deal with lenders daily. We know who is likely to accept your application, and what the best deal is for you. We even have access to mortgages that are only available through a broker so doing your own research won’t find those deals. Trust Financial Solutions has no loyalty or ties to any specific lenders: it is about you and your needs only. Of course, our expertise comes with a fee but you could end up paying thousands more over the term of your mortgage if you make a poor decision. 


We will reduce your stress. We will stay with you every step of the way. We will explain all the terms and conditions, and stay in touch with you, and the lender, throughout the process. We work for you and will chase all the other parties involved to make sure it runs smoothly – obviously, they won’t need to chase us 😉. 


We will listen. The whole process is about you and helping you to achieve your goals and dreams. It is not one size fits all. We explain everything and are quite happy to answer any questions. You receive a full financial assessment, and you will be recommended mortgages you are likely to be accepted for AND that you can afford. 


Interested in finding out more? 
We work with various fantastic independent mortgage advisers, including Trust Financial Solutions.
You can check out their website, or give them a call. Anthea or Zoe are happy to have an initial chat at no charge to see how they can help you. 


 01787 860 770
www.trustfinancialsolutions.co.uk  

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